Become a Client: Financial Planning Packages

Financial PlanningIf you’re truly ready to take control of your finances, send me an email to schedule an appointment.

Your financial plan is personal, tailored to your exact situation.

If you’re not quite ready yet, you can always join my email list to stay connected. Or even better, coordinate a financial seminar for your workplace or next community event.

Click on the tabs below to determine which financial planning package is right for you:

Hourly Financial Consulting

Hourly financial consulting is financial planning on your own terms. Rather than following one of my pre-determined financial planning packages, hourly financial consulting is available to everyone, and requires no specific time commitment.

Is this right for you?

Hourly financial planning is best suited for for those who know exactly what kind of support and help they need and require minimal hand-holding along the way. It is the ideal option for those who already have a handle on their financial situation, and just need a little extra expert advice or guidance on a specific financial question.

What’s included?
  • Consulting Session (in-person or via Skype): billable after the session is over at a rate of $300 per hour (prorated in 15-minute increments as needed). No package discounts apply for additional services.
  • Expert guidance on any financial questions you have.
  • Topics to be covered may include saving, spending, budgeting, debt management, student loans, retirement planning, insurance planning, estate planning or other financial planning related topics.
  • Upkeep Sessions: We can schedule additional sessions whenever you need them.
What’s not included?
  • Ongoing support is not included. However, reasonable email follow up and clarifying questions related to topics discussed during each financial consulting session is included. If email assistance requested exceeds a nominal amount of time, this may be billed at the hourly rate of $300.
How much does it cost?
  • The cost for financial consulting is $300 per hour.
  • New clients: 2-hour minimum required.
  • Current clients: ongoing meetings may be scheduled in 15-minute increments.

Financial Planning Intro

Entry level financial planning designed for those who have never really taken the time to make sense of their financial situation. Learn how to maximize your income, set reasonable savings goals and organize your spending so that you are on the financial fast track.

Is this right for you?

This level of service is geared toward those who are completely new to financial planning. This is a great introduction to help you identify your financial goals, as well as make sure the financial decisions you make today are in line with your long-term plans.

What’s included?
  • 2-hour initial meeting (in-person or via Skype) designed to help us both understand where you’re at today, as well as where you’d like to be.
  • A comprehensive and objective look at your current financial systems and products. We’ll evaluate everything, from your health care plan to your credit cards to your bank account and more.
  • Guidance in breaking down your financial priorities, as well as identifying solutions for the highest priority issues right now.
  • Help creating a personalized spending and saving plan that you can actually stick to.
  • Detailed Financial To-Do List summarizing the most pressing topics we discuss during our meeting.
  • 1-hour follow-up meeting (in-person or via Skype) within 3-months of initial meeting, to assess implementation of financial planning priorities.
  • Upkeep Sessions: Future financial planning needs can be addressed on an hourly basis, or you can always upgrade to Financial Planning + Coaching when you’re ready.
What’s not included?
  • This session is designed to help you get on the right track with your finances, however it does not include any follow-up to make sure you stick to your plan. If you think you’d benefit from extra accountability, check out my Financial Planning + Coaching package.
How much does it cost?
  • The cost for a financial plan is $1,500.

Financial Planning + Coaching

Concerned about retirement? Negotiating your salary or changing careers? Emergency funds, spending issues, saving for your child’s education (or dealing with your own student loans)? We’ll get everything under control–one step at a time. Even the less glamorous things, like having the right kinds of insurance and essential estate planning documents like a health care proxy—you’ll be fully covered by the time we’re done.

Is this right for you?

This level of service is geared toward those who are regularly saving each month (or aren’t yet, but could be), and aren’t quite sure how to focus their energy to achieve their goals. Financial Coaching is designed to make sure you follow through on your goals by providing regular check-ins and support.

The clients who benefit most from the Financial Coaching package are usually entering an exciting new life stage and need help during the transition. Perhaps you’ve finally paid off your credit card debt, earned a promotion at work (accompanied by a nice raise), had a baby, or simply entered a new decade of life. If it’s time to finally feel in control of your finances, then this is the package for you.

What’s included?
  • Initial 2-hour meeting (in-person or via Skype) designed to help us both understand where you’re at today, as well as where you’d like to be.
  • During this meeting we will develop a personalized, comprehensive overview of all of your financial goals, prioritized by importance.
  • Detailed financial to-do list, with specific how-to descriptions for each item on the list.
  • Objective and unbiased evaluation of your current accounts and policies.
  • Email support and ongoing guidance as you work your way through your financial to-do list.
  • Monthly check-in sessions (can be in-person or via Skype) to make sure you are on the right track, and to reevaluate your goals as needed.
  • Weekly check-ins via email or text as desired, or a 15-min phone call.
What’s not included?
  • Financial coaching is designed to make sure you meet all of your financial goals within the allotted time frame. I can’t force you to do things (like finally buy renter’s insurance), but I can be the little reminder you need to make sure it doesn’t fall through the cracks. 
How much does it cost?
  • The cost for 6-months of financial coaching is $3,000.
  • The cost for 1-year of financial coaching is $5,000.

Disclaimer: The one thing I don’t do (besides accept excuses) is provide investment advice.

I am a Certified Financial Planner, but I do not provide investment advice. If that is what you need, I am happy to recommend CFPs I know and trust. Or, if your investment needs are straightforward, consider a robo-advisor like Vanguard Personal Advisor or Schwab Intelligent Portfolios. Anytime you pay for investment advice, make sure you understand how the advisor is compensated. If you don’t know, ask. There are no dumb questions when it comes to financial fees.